Dental care is one of the most valuable investments you can make in your overall health and confidence, but it is no secret that some treatments come with a price tag that gives patients pause. Whether you are considering a full smile makeover or a single restorative procedure, cost concerns should never be the reason you put off the care you need. The good news is that modern dental practices offer a range of financing solutions designed to make treatment accessible and stress-free, no matter your budget.
At Church Family Dentistry & Cosmetics in Durham, NC, we believe that financial barriers should never stand between you and a healthy, confident smile. Dr. Will Church and our team are committed to helping every patient understand their payment options before treatment begins, so you can focus on what matters most: getting the care you deserve. We partner with multiple financing providers to ensure you have flexible, manageable ways to move forward with your treatment plan.
Why Dental Financing Matters
Financing your dental care is not just about convenience. It is about making sure you never have to delay essential or elective treatment because of upfront costs. According to the American Dental Association’s MouthHealthy resource on financing plans, spreading the cost of dental care over time can make even complex procedures feel financially manageable. When patients have access to the right payment tools, they are more likely to pursue recommended treatment promptly, which can prevent minor issues from becoming more costly problems down the road.
Many patients assume that financing is only relevant for major restorative work, but the truth is that financing can be a smart strategy for any treatment, from dental implants to cosmetic procedures. Understanding your options in advance means you can make informed decisions with confidence rather than scrambling to figure out payment logistics at the last minute.
Our Financing Partners
We work with three trusted financing providers so that patients of varying financial situations can find a plan that works for them. Having multiple options is intentional because no single financing product fits every patient’s needs.
Cherry
Cherry is one of our most popular financing options, offering flexible payment plans tailored to a wide range of budgets. Cherry is designed to give patients access to quick approval decisions and straightforward repayment terms, making it an excellent choice for those who want a clear, predictable monthly payment. It works well for both smaller cosmetic treatments and more extensive procedures.
Sunbit
Sunbit is another financing partner we offer, known for its accessible approval process and patient-friendly terms. Sunbit is particularly useful for patients who may have encountered barriers with traditional financing products, as it is designed to serve a broader range of applicants. If you are exploring options and are concerned about qualifying, Sunbit is worth discussing with our team.
Proceed
For patients whose treatment plans require a greater investment, Proceed is an excellent resource. This financing partner is specifically positioned for higher-cost, more extensive procedures, offering longer-term payment options that can make comprehensive care genuinely achievable. If you are planning a full-mouth restoration or a multi-step treatment timeline, Proceed may provide the flexibility you need to move forward comfortably.
Tips for Choosing the Right Financing Option
Choosing a financing plan is a personal decision, and there are a few things worth considering as you evaluate your options. First, think about your monthly budget and how much you can realistically set aside for dental payments each month. Second, pay close attention to the terms of each plan, including the length of the repayment period and whether interest applies. Third, do not hesitate to ask our team questions. We are here to help you compare options and identify the plan that aligns with your situation.
It is also worth knowing that financing is not an all-or-nothing decision. Some patients choose to pay a portion of their treatment costs upfront and finance the remainder, which can reduce monthly obligations while still keeping care moving forward. Our team can help you think through these scenarios during your consultation.
Take the First Step at Church Family Dentistry & Cosmetics
Dr. Will Church brings a genuine commitment to patient-centered care, combining his training at UNC School of Dentistry with advanced technology and a practice philosophy built around truly listening to each patient’s goals. We use tools like cone-beam imaging and smile design technology to create personalized treatment plans, and we are equally invested in ensuring the financial side of your care feels just as thoughtful. You can learn more about Dr. Church’s approach and what sets our practice apart before scheduling your visit.
When you are ready to explore your options, we are here to walk you through every step, from understanding your treatment plan to selecting the financing path that makes the most sense for your life. Contact us to schedule a consultation with our team. With Cherry, Sunbit, and Proceed available to help spread the cost of care, your dream smile is more within reach than you might think.
