Financing Options

Get fast relief for dental emergencies with same-day appointments and advanced pain management from Dr. Will Church—plus flexible financing options to make urgent care affordable and stress-free.

Dental care costs shouldn’t stand between you and the healthy smile you deserve. Many patients delay or avoid necessary treatments because they’re uncertain about how to manage the financial investment required for quality care. This hesitation often leads to more complex dental problems that become increasingly expensive and difficult to address over time.

At Church Family Dentistry, Dr. Church understands that every patient’s financial situation is unique. Our Durham practice offers multiple financing solutions designed to make comprehensive dental care accessible and affordable for families throughout our community. From flexible payment plans to third-party financing options, we work with you to find arrangements that align with your budget while ensuring you receive the exceptional care you need. General dentistry and specialized treatments become more manageable when you have access to payment solutions that work for your financial circumstances.

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Third-Party Financing Partners

Our practice partners with three trusted healthcare financing companies to provide flexible payment options for treatments of all sizes. Sunbit, Cherry, and Proceed each offer unique benefits designed to help patients manage dental expenses through convenient monthly payment plans. These financing options allow you to begin treatment immediately rather than waiting until you’ve saved the full amount, which can be particularly important for time-sensitive dental procedures.

 

Each financing partner provides different plan structures, including promotional periods with reduced or zero interest for qualified applicants. Application processes are straightforward and can often be completed online or in our office within minutes. Our team helps you compare options and select the financing solution that best matches your needs and qualifications.

Cherry Flexible Payment Plans

Cherry offers patient-friendly financing with a focus on transparency and accessibility. This platform provides payment plans for a wide range of treatment costs, from routine procedures to comprehensive smile makeovers. Cherry’s application process emphasizes inclusivity, considering multiple factors beyond traditional credit scores to approve qualified applicants.

Patients appreciate Cherry’s straightforward terms and the ability to see their payment options clearly before committing to a plan. The platform integrates seamlessly with our practice management system, allowing our team to help you explore available plans during your consultation. Monthly payment amounts remain consistent throughout your term, making it easier to budget for your cosmetic dentistry treatments or restorative procedures.

Proceed Financing for Extensive Treatment

Proceed specializes in financing larger dental investments, making comprehensive treatments and expensive procedures more accessible through extended payment terms. This financing option proves particularly valuable for patients considering multiple dental implants, full mouth reconstructions, or extensive cosmetic transformations that require significant financial investment.

Many patients find that Proceed’s higher approval amounts and flexible term lengths make ambitious treatment goals achievable without requiring substantial upfront payments. The platform handles complex cases that might exceed the limits of traditional dental financing options, allowing you to pursue comprehensive care that addresses multiple dental concerns in a coordinated treatment plan.

Insurance and Financing Combined

Many patients benefit from combining their dental insurance benefits with financing options to manage comprehensive treatment plans. Insurance typically covers a portion of necessary procedures, and financing can bridge the gap for remaining out-of-pocket costs. Our administrative team excels at maximizing this combination approach, helping you leverage both resources effectively.

We review your insurance coverage first to determine what your plan will contribute toward treatment costs. For any remaining balance, we then explore financing options that complement your insurance benefits. This strategic approach often makes even extensive treatment plans surprisingly affordable through manageable monthly payments that fit within your household budget.

In-House Payment Arrangements

For certain situations, our practice may offer in-house payment arrangements that allow you to spread treatment costs over time directly through our office. These arrangements work best for smaller balances or patients who prefer not to use third-party financing. Terms vary based on the treatment plan and individual circumstances.

 

We discuss these possibilities during your consultation and treatment planning appointment. Our goal remains consistent across all payment options: ensuring financial considerations never prevent you from receiving the dental care that protects your oral health and enhances your quality of life.

Smiling pretty woman is having her teeth examined by dentist in clinic. Happy young woman sitting in dental chair at dentist office.

Advanced Technology Reduces Long-Term Costs

Our investment in dental technology, including cone beam imaging, often reduces overall treatment costs by improving efficiency and accuracy. These advanced tools allow Dr. Church to diagnose conditions precisely, plan treatments effectively, and frequently complete procedures in fewer appointments than traditional methods require.

Begin Your Treatment Journey at Church Family Dentistry

Dr. Will Church completed his dental training at the UNC School of Dentistry and brings a patient-first philosophy to every treatment plan he creates. His commitment to accessible care extends beyond clinical excellence to include transparent financial discussions and flexible payment solutions. Our Durham practice combines cutting-edge technology with genuine compassion, creating an environment where patients feel valued and supported throughout their dental care journey.

Financial concerns should never compromise your oral health or prevent you from achieving the confident smile you envision. Our team dedicates time to understanding your situation and presenting options that make treatment possible within your budget. Contact our office today to schedule your consultation and discover how our financing options can help you access the exceptional dental care you deserve.

Ready for a
Healthier Smile?

Experience the difference that advanced technology and compassionate care can make. At Church Dentistry, we’re committed to providing Durham residents with exceptional dental care in a comfortable, modern environment. Whether you need a routine cleaning, cosmetic enhancement, or complex restorative work, our team is here to help you achieve optimal oral health and the confident smile you deserve. Contact us today to schedule your consultation and discover why patients throughout Durham trust us with their smiles.